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9 Affordability The map above shows how the Sydney suburbs score in affordability. The darker the area the more affordable the suburb is. Score is out of 20. The affordability of an area is determined by average rental and mortgage repayment costs. When dwellings are unaffordable this often results in a high proportion of individuals renting in an area. Household income also corresponds with how affordable an area is and influences residents ability to afford rent or mortgage payments. Those with higher incomes are more likely to live in suburbs were housing prices are higher. TOP 10 SUBURBSHome cost Weekly mortgage repayments are an indicator of the affordability of an area. Rental cost Weekly rental costs are an indicator of how much it costs to rent in an area. Rental population A high proportion of renters in an area correlates with low affordability. Household income Low average household income of an area is an indication of the affordability of living in that area. 1 Kurrajong Heights Ebenezer 2 Blaxland Warrimoo Lapstone 3 Springwood Winmalee 4 St Clair 5 Claymore Eagle Vale Raby 6 Bonnyrigg Heights Bonnyrigg 7 Lawson Hazelbrook Linden 8 Cambridge Park 9 Castlereagh Cranebrook 10 Erskine Park