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9CreditUnionMovementIndependentshopfrontsox1cersophis.catedx1dnancialservicesbecausetheyarelinkedtoasharedservicecentrethatactsastheirbankraisestheirx1dnanceprocessesmortgagesandservicesATMs.AustralianBanksViproisco-ownedbytheCommonwealthBanktheNa.onalAustraliaBankandWestpacanditprocesseschequesonbehalfofitsowners.Theopera.onshavebeenoutsourcedtoFiservIncina600million12yeardealthathasreducedcosts.NSWGovernmentDepartmentsIn2009theNSWGovernmentrestructureditsagenciesinto13clustersand8ofthemmergedback-ox1ecefunc.onsincludingFinanceInforma.onTechnologyContractsandProcurementRecordsandKnowledgeManagementandotherfunc.ons.UKGovernmentAsharedservicecentreapproachfortheNa.onalHealthServicesaved500million.LakewoodmodeloflocalGovernmentx18Lakewoodoftheearly1950swasDavidx1dgh.ngtheGoliathofLongBeachacityintentongobblingupitsunincorporatedneighbourparcelbyparcel.Thelegalturfbaleswereexhaus.ngLakewoodx19sdefendersmostofwhomweretransplantsdrawntothepromiseofthissleepyvillage-turned-post-warboomtown.ThenalongcameJohnSanfordToddastrugglingaorneyandproudLakewoodresidentwhodreamedupawaytopreservehiscommunityx19sindependencewithoutitgoingbrokeItwouldbecomeanewkindofcityonethatcontractedoutforpoliceprotec.ontrashcollec.onx1drex1dgh.ng-justabouteveryserviceacityprovides.Thatprac.ceiscommonplaceintheUSAtodaybutitwasarevela.onahalfcenturyago.Toddx19svisiondubbedx1ctheLakewoodPlanx1dbecameamodeloflocalgovernmentthatinformedincorpora.ondrivesthroughoutSouthernCaliforniaandbeyond.Suburbiatookshapeinarashofx1ccontractci.esx1dincludingtheneighbouringDairyValleynowCerritosLaPuenteBellx1fowerDuarteIrwindaleNorwalkandSantaFeSpringswhichsprangupinsuchrapidsuccessionthatsomeobserversbeganproclaimingtheendofbigci.es.x19HuntercouncilssharedservicecentreTheHunterRegionalOrganisa.onofCouncilsintheHunterValleyhasestablishedasharedservicescentretoprovideservicestoitsmembers.Thesharedservicecentrehasastax1cof25andanannualincomeof8million.Whilethisiss.llrela.velysmallitisaworkingmodelthatcaneasilybeexpanded.ServicesContractServiceDeliverySecretariatServicesLocalCouncilChamberLocalCouncilSecretariatRegionalOrganisax18onofCouncilsAlternax18veServiceProvidersAxeerFiveYearsLocalCouncilfreetonegox18atesservicecontractswithAlternax18veServiceProvidersSharedservicecentresarenotnewManyorganisa.onsusesharedservicecentresasshownbytheseexamples.ThenalongcameJohnSanfordToddastrugglingax17orneyandproudLakewoodresidentwhodreamedupawaytopreservehiscommunityx19sindependencewithoutitgoingbroke.